Student Health Insurance
Among the benefits available to psychoanalytic candidates is participation in Columbia's Student Health Insurance. You may enroll for a fee (per semester) and you may remain enrolled if you take a Leave of Absence. You may opt to cover yourself, a spouse, and your children.
Training Analysis Reimbursement
The plan reimburses 70% of reasonable and customary fees for out-of-network mental health treatment, including trainees' personal analysis. Currently, Aetna sets that fee as 105% of the Medicare rate.
The Plan
Columbia Student Health Insurance is a PPO paired with a student health center on the Columbia Health Sciences campus. Trainees can go to the student health center for primary care visits and referrals within the network. These services typically require a small copay.
Alternatively, trainees can see out-of-network providers of their own choosing without obtaining a referral from the Columbia primary care provider. These services are reimbursed as out-of-network expenses, typically at 70% of the reasonable and customary fee.
When to Enroll
The Fall open enrollment period begins on August 1st, and the deadline to enroll is September 30th. Coverage under the plan begins on August 15th. Trainees can enroll outside of the open enrollment period if they experience a "qualifying life change event."
For More Information
For a complete description of Columbia's Student Health Insurance, including costs, visit Columbia Health.